New construction

Benefits, rate incentives, VA financing, and where to look. Sean is the realtor, not the builder's lender.

Benefits (honest)

Warranty and new systems; energy efficiency; floor-plan options; less immediate repair risk. Tradeoffs: CDD and HOA dues, lot premiums, wait for certificate of occupancy, and incentives that can change week to week.

Incentives when rates are high

Builders often advertise temporary rate buydowns, closing-cost credits, and rate locks. Always verify with the builder and your lender—flyer numbers are not a contract guarantee.

VA on new construction

The builder and project must accept VA financing. Funding fee and entitlement still apply—ask your lender. Budget for CDD, HOA, and insurance. Sean can compare a VA new-build path to resale or assumable options (see Assumable Mortgages).

Where to look

Common corridors: Winter Garden and Horizon West, Lake Nona, Viera / mainland Space Coast, Clermont and west Orange. Focus is single-family and townhomes; condos are separate. Call/Text Sean 407-476-1559. Search resale homes. Fair housing: new construction is for all qualified buyers. Not lending advice.